Certificate of Deposits (CDs)

We know that investing in your future is important, that’s why at First Federal Savings we strive to offer the investment products you need.

CD Terms

With a wide variety of Certificates to choose from you are sure to find what you need, right here, in your local bank. We offer: 6 month, 9 month, 10 month, 11 month, 12 month, 15 month, 18 month, 24 month, 30 month, 48 month and 54 month term CD’s.

Loyalty Program

Don’t forget to ask us how our Loyalty Program can positively impact your Time Deposit Relationship with First Federal Savings!

Example: If our one-year CD is 3.50%, with .25 in points, your rate will be 3.75% locked in for a year, with an annual percentage yield of 3.82%.

To find out more information and get rewarded for your loyalty, visit, or call us today!

View Deposit Rates

Account Opening Policy

First Federal Savings is happy to open accounts for anyone living in the mid-coast area on a permanent or seasonal basis. Valid, non-expired picture identification and social security card required. People under the age of 18 must have a parent or guardian for certain accounts.

Account Disclaimer

Please note that this is a consumer account. For-profit organizations, partnerships and certain other entities may not be eligible for this type of account. Fees could reduce earnings. For variable rate accounts, rates may change after the account is opened.

*Service Charges & Fees

Patriot Act

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.We proudly support all efforts to protect and maintain the security of our customers and our country.