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Our History

In 1935 First Federal Savings & Loan was founded with only $2,635 in assets and has grown to nearly $180 million today. First Federal Savings & Loan Association of Bath, Maine is a federally chartered mutual institution founded by local community and business leaders.

From its modest beginnings, First Federal Savings & Loan (FFS&L) has prospered over the last eighty-five years into an institution with a respected position in its two-county market area. Lincoln and Sagadahoc counties are located in the mid-coast area of Maine and enjoy many miles of shore line.

Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience.

Community Involvement

For over 85 years, First Federal Savings has been an active member in the communities of Bath, Boothbay Harbor, Damariscotta and Wiscasset. Each year on Patriot’s Day, First Federal Savings  Employees give back to local nonprofit organizations. Visit us on social media to keep up to date on our involvement, customer appreciation days & more!

Report Lost or Stolen Card or Ask Questions

Within the U.S.  1-833-221-8637
Outside the U.S.  1-614-564-5105

Initiate a Dispute for Fraud or Non-Fraud Transactions